Credit Card Guide

Best cards for
Aeroplan miles.

Aeroplan is one of the most flexible Star Alliance programs. Here's how to earn miles from four different bank programs.

Overview

What you need to know

Aeroplan is unusual in that it accepts transfers from all four major US bank programs — Chase Ultimate Rewards, Amex Membership Rewards, Capital One miles, and Citi ThankYou points. That makes it one of the easiest programs to stock up on miles regardless of which cards you have. 55,000–70,000 Aeroplan points can book Business class from the US to Europe on Lufthansa, Swiss, or Air Canada — with no fuel surcharges on most partners. Here's the fastest way to get there.

Our picks

The best cards, ranked

Best sign-up bonus
Aeroplan® Credit Card (Chase)
70,000 Aeroplan points

Enough for Business class to Europe

The direct Aeroplan card. Earns 3x on Air Canada, 2x on dining and groceries, 1x elsewhere. Preferred pricing on Aeroplan awards. Free checked bag on Air Canada flights.
  • Direct Aeroplan earning (no transfer needed)
  • Preferred pricing on awards
  • Free checked bag on Air Canada
  • No foreign transaction fees
Annual fee: $95/year
Best flexible option
Chase Sapphire Preferred®
60,000 points → Aeroplan

Enough for Business class to Europe

Transfers 1:1 to Aeroplan. Better everyday earning than the co-branded card, and points stay flexible in Chase until you decide which program to use.
  • 3x dining, 2x travel
  • Points stay flexible until you transfer
  • Also transfers to United, Flying Blue, and 11 others
  • Strong trip insurance
Annual fee: $95/year
Best Amex option
Amex Gold Card
60,000 Membership Rewards

Enough for Business class to Europe

Transfers 1:1 to Aeroplan. Best everyday earner for dining and groceries — 4x on both. The dining and Uber credits make the effective annual fee very reasonable.
  • 4x on dining and US supermarkets
  • Transfers to Aeroplan + 17 others
  • $120 dining + $120 Uber credits
  • 3x on flights
Annual fee: $250/year
Best Capital One option
Capital One Venture X
75,000 miles → Aeroplan

Enough for Business class to Europe

Transfers to Aeroplan. Simple 2x on everything makes it a great catch-all card. The $300 travel credit and lounge access make the fee very justifiable.
  • 2x on everything, no thinking required
  • Lounge access included
  • $300 annual travel credit
  • Transfers to Aeroplan + 14 others
Annual fee: $395/year

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✦ Things to know before applying

  • Aeroplan allows stopovers and open-jaws on round-trip awards — adds huge flexibility for multi-city trips
  • Book Lufthansa Business class via Aeroplan — often cheaper than booking via United or other Star Alliance partners
  • No fuel surcharges on most partner awards — a big advantage over some other programs
  • Aeroplan miles don't expire as long as you have activity every 18 months
  • Combine multiple bank transfers to top up your Aeroplan balance right before booking
Next steps

Where to use your miles

Aeroplan Guide →Best Cards for United Miles →All Award Programs →